:root{--navy:#0f3a5f;--teal:#2a9d8f;--ink:#1d2b36;--muted:#5b6b78;--bg:#fff;--soft:#f3f8fa;--line:#dbe5ea}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--navy)}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
header{position:sticky;top:0;background:#fffffff2;border-bottom:1px solid var(--line);z-index:10}
header .wrap{display:flex;align-items:center;gap:20px;min-height:64px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.25rem;color:var(--navy);text-decoration:none;letter-spacing:.02em}
.brand img{height:40px;width:auto;mix-blend-mode:multiply}
nav{margin-left:auto;display:flex;gap:18px;align-items:center;flex-wrap:wrap;font-size:.95rem}
nav a{text-decoration:none;color:var(--ink)}
nav a:hover{color:var(--teal)}
.lang{border:1px solid var(--line);border-radius:6px;padding:2px 8px}
.btn{display:inline-block;background:var(--navy);color:#fff!important;padding:12px 22px;border-radius:8px;text-decoration:none;font-weight:600}
.btn:hover{background:#0b2d4a}
.btn.alt{background:#fff;color:var(--navy)!important;border:2px solid var(--navy);padding:10px 20px}
.hero{padding:56px 0 48px;background:linear-gradient(180deg,var(--soft),#fff)}
.hero .wrap{display:grid;grid-template-columns:1.3fr 1fr;gap:32px;align-items:center}
.hero img{width:100%;max-width:380px;justify-self:center;mix-blend-mode:multiply}
h1{font-size:2.4rem;line-height:1.15;margin:0 0 16px;color:var(--navy)}
h2{font-size:1.7rem;color:var(--navy);margin:0 0 12px}
h3{margin:0 0 6px;color:var(--navy);font-size:1.1rem}
.lead{font-size:1.2rem;color:var(--muted);margin:0 0 24px}
.cta{display:flex;gap:12px;flex-wrap:wrap}
section{padding:52px 0}
section.soft{background:var(--soft)}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px}
.card p{margin:0;color:var(--muted)}
.tag{display:inline-block;background:var(--teal);color:#fff;font-size:.75rem;font-weight:700;padding:2px 8px;border-radius:99px;margin-bottom:8px}
table{border-collapse:collapse;width:100%;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
th,td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--navy);color:#fff}
tr:last-child td{border-bottom:0}
.note{color:var(--muted);font-size:.9rem}
.draft{background:#fff7e0;border:1px solid #f0d78a;border-radius:8px;padding:10px 14px;font-size:.92rem;margin:0 0 16px}
details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:12px 18px;margin-bottom:10px}
summary{cursor:pointer;font-weight:600;color:var(--navy)}
details p{margin:8px 0 0;color:var(--muted)}
footer{background:var(--navy);color:#cfe0ea;padding:32px 0;font-size:.92rem}
footer a{color:#fff}
footer .wrap{display:flex;gap:24px;flex-wrap:wrap;justify-content:space-between}
.legal{max-width:760px;padding:40px 20px}
.legal h1{font-size:2rem}.legal h2{font-size:1.25rem;margin-top:28px}
@media(max-width:760px){.hero .wrap{grid-template-columns:1fr}h1{font-size:1.9rem}nav{margin-left:0}}